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The Big Two-Five. - Say What? #20

Hello hello hello! Hope everyone's in good mood & health. I know I am, 'cause I'm finally back in
August 24 · Issue #20 · View online
Say What?
Hello hello hello!
Hope everyone’s in good mood & health.
I know I am, ‘cause I’m finally back in Malaysia with family, friends and good food and my dissertation is all done and submitted!

This issue is a special one, because yesterday (August 23rd) was my 25th birthday. It’s a big milestone - maybe not as huge as one’s 21st birthday, but still big nonetheless.
So, to celebrate (somewhat), I wanted to share some of the best lessons I’ve learnt in this short life (so far). Apologies in advance if this issue is a little longer than usual.
Life's a roller coaster ride.
I have always been a strong person. I like being in control, and I have always liked it when life happens the way I planned it to be. After all, who doesn’t, right?
But real life… Real life isn’t that easy. Real life is hard, and complicated, and all kind of messy.
Life messes you up real bad. It throws you the biggest, baddest challenges, and knocks you down. You don’t see them, but they hide and wait for you around every corner, with a stash of new joy.
The past 5-8 years or so of my life have been a freaking roller coaster ride. I’ve loved and lost friends and loved ones. I’ve won and failed different things in life. I’ve met new amazing friends and bid farewell to old friends.
My life, although I’m very much happy and content with where I am right now, is definitely not what and where I pictured myself to be when I was younger.
But that’s okay though, because that’s how life’s supposed to be.
Life’s a real roller coaster ride. There are ups and downs and sometimes it takes you on a loop-de-loop. And, as much as I’d like to take control of it, I’ve learnt to sit back, relax, enjoy the ride and let the conductor (i.e. God) controls it all.
It's never too early to start saving.
Aiman & I set up our first PRS (Private Retirement Scheme) investment a few months after we got married. It was mainly to make full use of the PRS Youth Incentive (invest a minimum RM1,000 and the government will give you an additional RM1,000 for your PRS savings), but it was also an additional step for us to start saving up for our future retirements.
Sure, for a 25-year old, retirement (55+ years old?) seems a long, long way ahead. But never underestimate the power of compounding interest and early savings, as you can build up a more comfortable fund the younger you start.
Plus, it’s good to get into the habit of saving up money, be it for retirement, for a wedding / future goal / travel, etc. I wrote a little about personal finance things for fresh graduates, which may be useful in this case.
Also, major thanks to Suraya of Ringgit oh Ringgit for her posts, she’s one of my favorite personal finance bloggers and I learnt a lot from her Facebook discussions.
Jack of all trades, master of none...?
I’m sure we’ve all heard that quote before at least once in our life. But the full quote goes on like this:
A jack of all trades is a master of none, but oftentimes better than a master of one.
So the actual meaning behind the quote is actually pretty positive, as compared to what people might’ve think.
A lot of people might have thought that to be successful, you need to be specialized in something early on in your life. To pick a career and focus all your energy into it. To stick to a profession for the rest of your life.
BBC Radio 4 - Don’t Tell Me The Score - Relax! Not specialising early could be your key to success
But, the thing is, while specializing early (or just specializing in general) can help some people in their life, it doesn’t mean that you have to do it as well.
It’s okay to not know where your calling in life is. It’s okay to jump around in the job market and figure out what career fits you best. It’s okay to want to try out new things, even if it’s completely unrelated to what you’ve studied previously.
I’ve tried out different things in life and nothing feels just right as of today, though I’ve had a few that I think is right with who I am and what I want to do. And it’s okay.
The old, younger me would’ve probably be mad for not knowing what I want to do and be in this life. But the current me, I’m okay.
I’m okay with not knowing what I want to be. I’m okay with trying out different things, exploring my options and building my skills up at the same time. I’m okay with not specializing.
Enjoy the little things in life.
Life’s too short to worry about every single thing that can and will go wrong. So I’m learning to let things go the way it is and enjoy the little things in life.
To enjoy the long drive and make full use of the time in traffic jams. To appreciate the short moments with family, talking about random stuff. To love life, despite all the imperfections.
I still have a long journey up ahead (insyaAllah), but I think that I’ve had a pretty solid first quarter of my life so far and I’m looking forward to what the next quarter will bring me. Hopefully, there wouldn’t be any quarter-life crisis or anything, though I’ve probably had those since a few years ago anyway.
Anyhow - this should be it for today. It’s not much but I hope that you’ve somewhat enjoyed this issue. Since I’m pretty much done with my Master’s studies, future issues will probably focus a lot more on personal development and jobsearch in general, and things on productivity and self-growth, etc.
As always - if you have any questions, comments or suggestions, feel free to respond to this newsletter. I’d love to hear from you! :)
Until I see you again in two weeks, take care and stay awesome! :)
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